Prepare for tomorrow, make the most of today
Prepare for tomorrow, make the most of today
Why Get Financial Advice?
Financial advice can help you make better decisions about your financial future at any stage in your life. You work hard so why not make sure your money is working as hard as you are?
The value of good financial advice isn’t exclusive to ‘the wealthy’. We all have the potential to build financial independence. A skilled Financial Adviser could help you reach that potential and put thought into action, especially if you tend to put things off.
What we can help you with
Wealth Management
We understand that wealth creation and asset management mean different things to different people. This is why we work with you to create a financial planning strategy that is based upon your needs and objectives.
SMSF Investment Advice
Self-managed super funds (SMSFs) are a way of saving for your retirement. SMSFs are not for everyone. What it gives you is flexibility in the assets you can invest in.
Wealth Preservation
Sometimes when you least expect it, things can go wrong, so it’s a good idea to plan for the unexpected.
Mortgages & Finance
We understand borrowing money to buy the things you love is not something you do everyday and this can be stressful. This is something we do every day for people like yourself, let us take the stress out of funding these purchases with a wide range of lending options.
Effective Debt Management
Is being debt free something you aspire to? If this is you let us help you plan your debt repayment strategy to maximise your cash flow and pay down you debt sooner to enable you to live your best life.
Tax Effective Investment
When it comes to managing your wealth, structure is everything. There are multiple structures your accumulated savings can be held in, super trust, unit trust, discretionary trust, individually (in your own name) and other trust structures.
Purchasing your first (or third) home
Your first (or third) home purchase should be simple, straightforward and pain-free! That’s why working with a great mortgage broker is so worthwhile (ahem, we know a guy if you need help) We will do all the legwork so you can sit back and enjoy the fun IKEA runs.
Personal and asset finance
Boats! Cars! Private Jets! Segways! Whatever it is, we can help you secure the finance to get you where you want to be. Not as sexy, but equally important, we help you consolidate debt. We know, you stopped you listening and started daydreaming as soon as we mentioned “private jets”.
Home loan health check
Did you know you that having the wrong home loan can cost you a lot of money? Like, a lot. Our Home Loan Health Check is there to make sure that your loan is the right one for your life stage. Honestly, it could save you thousands, millions, billions (and billions and billions in Trump voice).
Superannuation
Superannuation is a way to save for your retirement. You build up super while you are working to make sure you can have a comfortable retirement.
Retirement Planning
Retirement may seem like a long way off but putting money into super now is still a tax effective way to invest your money for the future
Investments
Everyone has different needs and circumstances. Please contact us before you start putting your money into any form of investment.
Wealth Protection
Insurance is the foundation of all financial plans. We can help you evaluate the risks and come up with the right solution for you and your family.
Self Managed Super
An SMSF is one where you, as a trustee and member, have responsibility over the management, investment and admin of your super fund.
Debt Management
Effective debt management is not just about the interest you pay, but also the type of assets you’re investing in and prioritising your debts.
Estate Planning
We’d all like to leave a legacy once we’re gone. Estate Planning ensures your assets are distributed to the right people at the right time.
Aged Care
It’s not easy making the decision to place a loved one into care. Once you’ve made the call, it can be confusing to understand how it all works.
Our financial planning process
Our Proven Process helps us get to know you – your passions, goals, needs and wants. From there, we develop a customised financial plan that adapts and changes as your life progresses.
Our Financial Planning Process
Our Proven Process helps us get to know you – your passions, goals, needs and wants. From there, we develop a customised financial plan that adapts and changes as your life progresses.
Discovery Call
Let's have a quick chat to see how we can work together to help you achieve your goals.
Gather Data
We gather data about all aspects of your financial situation so we take a comprehensive look at your life and finances.
Financial Plan
We create a personalised financial plan that will serve as a roadmap towards your goals.
Implementation
We set your financial plan in action by implementing all your personalised strategies.
Support
There is no 'set and forget it' here. We stay in touch and review your plan based on major life changes or market factors.
Money journal
Market updates, tips and guidance
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We can help you live your best life
now and in the future.
Testimonials
Read what our clients have to say about Complete Financial Providence
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What our clients say about us on Google
Nick has a great personality. During my transition to retirement life, he and his team gave me the best advice I could get. I highly recommend his professional services.
I have been dealing with Austin and his team for many years and can simply say they have been a pleasure to deal with every step of the way.He has always managed our financial affairs in the most professional manner and is wiling to indulge with any questions or requests that we raise. I cannot recommend any more highly – thanks Austin and team for all of your support!
With many of experience, Austin keeps up to date with the latest information and is a great resource for advice on loans and insurance. Easy to trust and I’ve happily trusted Austin with all my family affairs for many years and happily recommend him as a trusted financial planner
Austin and the Team are great to deal with. I’ve used their Financial Planning Services for many years. They’ve always been trustworthy, respectful, honest and thorough. I highly rate and recommend them.
I’ve known Nick and his team for a number of years, Nick is highly knowledgeable and incredibly generous with his time.
